GENERAL ARTICLES

HAVE YOU A FORGOTTEN BANK BALANCE?

GRANT DEXTER March 15 1932
GENERAL ARTICLES

HAVE YOU A FORGOTTEN BANK BALANCE?

GRANT DEXTER March 15 1932

HAVE YOU A FORGOTTEN BANK BALANCE?

Two million dollars lie unclaimed in Canadian banks. Are you one of the 50,000 depositors who forgot?

GRANT DEXTER

HAVE you money in the bank? Fifty thousand people in this country have money in the bank—and don’t know it. Are you one of them?

The meaning attached to that word “money” isn’t a few cents interest on some old savings account— although even a few cents might be welcome these days— but real money, running to thousands of dollars. Many of the individual items in this record of lost money amount to a modest fortune.

How it happens that people can and do lose money in banks is something this article cannot pretend to explain. There are, of course, a few obvious answers, but the simple -fact is that Canadians are absent-minded in matters of hard cash. The Biblical, “Where your treasure is there will your heart be also,” is not always true.

It is not true to the extent of fifty thousand people and more than two million dollars, which is the sum total of lost money now in the possession of our chartered banks.

On June 11, 1920, Juan Jose Rodriguez walked into the Royal Bank of Canada at Habana, Cuba, and deposited $20,000. Señor Rodriguez walked out and has never been seen or heard of since. There is in this, you may say, nothing astounding because accidents are not unknown.

But how account for the fact that Sir Lomer Gouin, who died two years ago, deposited $760.78 in the Royal Bank at Quebec in 1912 and forgot to tell anyone about it? The money is still there, overlooked not only by Sir Lomer but by his executors and heirs.

How account for the fact that Major-General Alexander McDougall deposited a much smaller but still substantial sum of money in the Royal Bank at Toronto in 1922 and forgot about it? The money is still there.

Or take the strange case of Chief Justice Latchford, of Ontario, who once was a law partner of Hon. Charles Murphy. Latchford and Murphy wound up their business

at Ottawa many years ago, but missed one deposit in an Ottawa bank. The latest bank reports show it to be still there.

There is Hon. E. B. Ryckman, our Minister of National Revenue. His job is to look after the Government’s income, see that we pay our taxes. But Mr. Ryckman has overlooked two little bank accounts of his own which have been lying unclaimed and untouched in the Royal Bank at Toronto for many a year.

Even governments are absent-minded in money matters, as witness an item of $50 held for the Federal Department of Marine and Fisheries by the Yarmouth, N.S., branch of the Bank of Montreal. This credit has been lying there for more than a decade. Ottawa has forgotten it.

Just piece together this story about Alexander W. Gracey, of the Toronto district. Mr. Gracey cleaned up some money in 1916. He put $2,163.60 in the Dominion Bank at Toronto; $1,324.53 in the Bank of Commerce; $8,914.74 in the Bank of Nova Scotia. Mr. Gracey then disappeared. In two of these accounts no address is given, but the third gives an address in care of W. J. Gracey, R. R. No. 1, Weston, Ontario. More than $12,000 is involved, and it should not be difficult to locate the owner or his heirs.

Infants’ Accounts

rT"'HE bank records of lost money are alive with human interest. Thousands of ledger pages, each with its neat typewritten entries, breathe romance, pathos, tragedy. In some cases even the banks have lost the name of the owner. One bank reports $16.67 standing to the credit of “unknown.” In many, many cases the lost deposits are

trust accounts started by the parents for their babies. One legend reads, “For Frankie, Junior, $17.57.” Frankie, if he did not die, is now a middleaged man. His parents forgot about this account, never told him. Almost certainly they are dead.

Here, undoubtedly, is an explanation of many of these lost bank deposits. The depositors died and their heirs failed to find the bank books, could not guess where the money might be. Then, too, many

of the depositors were soldiers who went overseas and never returned. Their relatives are unaware of the bank accounts and, therefore, unable to claim the money. But in thousands of cases the explanation can only be absent-mindedness. Individuals have forgotten their savings. More than that, all manner of associations, public bodies, have lost bank txx)ks and forgotten their bank accounts.

Ordinarily there would be small chance of recovery. It is not the business of a bank to go looking for depositors. Usually a bank sends out one or two letters to remind customers of old balances, but if the letters fail to reach the individual, the bank has fully discharged its duty. Right here, however, Parliament steps in and prescribes by law what shall be done with lost money.

Under the Bank Act. a chartered bank does not have to pay interest on any deposit which has not been touched for five years. The Bank Act says that if an account is “dead” for five years, it shall be transferred to the list of unclaimed bank balances. The bank is required to make a report of all such balances to Parliament once a year. These reports, which have now reached enormous bulk, are tabled in the House of Commons and subsequently transferred to the records office, where they are open to public inspection.

The Bank Act provides further that each bank must hold itself ready to honor these dead accounts upon proof of ownership. The original depositor may prove his identity and resume ownership of his money. Or the heir of any depositor, upon producing proof of a depositor’s death and of his heirship, may gain title to the money. So long as a bank remains in business, so long must a complete record

Continued on page 36

Continued from frage 11

of every unclaimed balance be preserved. And if a bank goes out of business, the record, together with sufficient money to pay every depositor in full, plus interest in cases where it is due, must be turned over to the National Treasury. There it will be I kept forever. Under the law an unclaimed ! balance can never be outlawed.

Until four years ago. Parliament always had these bank returns printed. Thousands of copies were circulated, and not a few legal firms made a good living running down original depositors or next of kin. But Parliament stopped printing returns, and since then the number of lost accounts has been rising steeply.

Even Newspapermen Forget

TF ALL the money “lost” by benevolent

societies, cribbage leagues and civic associations could be mobilized, the burden of direct unemployment relief would be substantially lightened. For example, the Peary Reception Committee of Toronto, which welcomed the discoverer of the North Pole in December, 1909, left a balance in the Royal Bank at Toronto. The Killarney Old-Timers’ Association, of Killarney, Manitoba, disbanded in 1907 but forgot a bank balance in the local branch of the Royal Bank. The Minnedosa Brass Band Association. of Minnedosa, Manitoba, disbanded in 1914, leaving $51.23 in the Royal Bank. Endless Patriotic Associations—one of them a Toronto organization with offices at 377 Brunswick Street—forgot to clean up bank balances. Thirty or more Ladies’ Auxiliaries, formed during the war to work for the soldiers, still have money in the bank.

Newspapermen might be believed the last to forget their bank deposits, and yet the Toronto Press Club (W. Logan, secretary), passed out of existence in 1918, leaving $30.20 in the bank. Several hundred athletic societies have forgotten bank balances. Indeed, if these moneys could be gathered up, the financing of the Canadian Olympic team would become a simple matter. And political clubs are no exception to the general rule. Various Conservative associations—but no Liberal—have unclaimed balances at the bank.

Here is a list of the larger unclaimed balances summarized by provinces:

PRINCE EDWARD ISLAND

William F. Gibbs, Mill Road, $3,754.46 in the Bank of Nova Scotia. Last record December 2, 1924.

Mrs. Margaret MacLeod, Charlottetown, $1,643.34 in the Bank of Nova Scotia. She may be tourist whose home address is Whitfield Ave., Dorchpster, Mass. Last record April 9, 1925.

Mary Praught, Charlottetown, $664.09 in the Roval Bank. Last record September 19. 1920.

NOVA SCOTIA

Judge Joseph A. Chisholm, Halifax. $2,950.18 in Bank of Nova Scotia. He is dead, but the heirs have missed this money.

J. D. F. Scott. Sydney, $1,137.24 in the Bank of Commerce. Last record September 22, 1924.

John E. Eglett, Bridgewater, $2.214.28 in the Royal Bank. Later moved to Amherst. Last record May 5, 1924.

Donald E. Turnbull, Halifax, $1.487.54 in the Bank of Commerce. Last record August 3. 1920.

Miss Ellen McGibbon, Halifax, $1,182.71 in the Bank of Nova Scotia. Last record August 17, 1923.

Daniel McNarin, New Glasgow, SI,882.31 in the Bank of Nova Scotia. Last record January 14, 1924.

Angus Ferguson, Glace Bay, S391.68 in the Royal Bank. Last record December 6, 1918.

Blina George, Guysboro, $501.86 in the ! Roval Bank. Last record November 30, ¡ 1923.

H. D. Livingstone, Halifax, $752.63 in the Roval Bank. Last record December 11, 1912.

Benjamin Smith, Windsor Street, HalifaV, $596.67 in the Royal Bank. Last record March 13. 1922.

Pauline Bond. Marlborough Woods, Halifax, $823.44 in the Royal Bank. Last record January 14, 1925.

Nicholas and Mary Saulnier. Meteghan River. $1.126.87 in the Royal Bank. Last record June 3, 1925.

Katie Gillis, Sydney. $549.57 in the Royal Bank. Last record December 15, 1925.

NEW BRUNSWICK

Mrs. Elizabeth Nickerson, Campbellton, $2.757.96 in the Bank of Nova Scotia. Last record October 31, 1925.

Hubert Arseneau, Tracadie, $6,696.35 in the Provincial Bank. Last record June 30, 1922.

Pierre V. Noel, Inkerman, $1,177.23 in the Provincial Bank. May have moved to Four Roads. Last record july 23, 1925.

Cyril Gautreau, Moncton, $1,859.83 in the Provincial Bank. Thought to have moved later to Abundale, Mass. Last record April 14, 1925.

Stella Murdock, Campbellton, $1,915 in the Provincial Bank. Last record August 17, 1920.

Mrs. Emily McMackin, Saint John, $1,594.14 in the Bank of Nova Scotia. Believed to have moved to Washington, D.C. Last record March 20, 1923.

Walter Beverley, St. Stephen, $682.12 in the Bank of Nova Scotia. May have lived later at Oak Hill. Last record August 19, 1925.

Miss Susan Weeks, Fredericton, $1,036.52 in the Bank of Nova Scotia. May be living at Taymouth. Last record January 7. 1922.

William Green, Saint John, $1,020.69 in the Bank of Montreal. Last record May 17, 1922.

QUEBEC

J. B. Turgeon, Danville, $1,604.33 in the Provincial Bank. May have lived later at Wootonville. Last record July 18, 1925.

Island City Realty Co., 97 St. James Street, Montreal, $1,276.14 in the Provincial Bank. Last record July 11. 1924.

Joseph A. Mackenna, Ste. Agathe des Monts, $1,342.88 in the Provincial Bank. Last record June 5, 1926.

Mrs. Margaret Bolger, Montreal, $7,807.77 in the Bank of Montreal. Last record May 2, 1921.

Dora T. Wright. 306 Sherbrooke St., Westmount, Montreal. $686.69 in the Royal Bank. Last record April 7, 1925.

Jessie Chapman, 3 Princess Street, Montreal, $387.88 in the Royal Bank. Last record April 18, 1922.

Cooper Gould, Montreal, $1.037.45 in the Imperial Bank. Last record April 25. 1919.

Alexander Fraser. Montreal. $900.40 in the Bank of Montreal. Last record November 27, 1869.

Regis Gotier, St. Cesaire Street. Montreal, $1.035.01 in the Bank of Montreal. Last record August 11, 1882.

Catherine Johnson. Montreal, $732.76 in the Bank of Montreal. Lived later at Cornwall, Ont. Last record August 23, 1866.

Montreal Boulevard Co., Montreal, $3.443.15 in the Bank of Montreal. Last record December 31, 1891.

William McKay, Montreal, $1,121.67 in the Bank of Montreal. Last record February 25. 1863.

Ellen McKinnon. Montreal, $1,208.54 in the Bank of Montreal. Last record June 30, 1865.

Hugh McDonald, Montreal. $3,903.12 in the Bank of Montreal. Lived later at Mikado, Mich. Last record June 6, 1917.

Miss Janet Lindsay. Montreal, $2,654.77 in the Bank of Montreal. Last record October 31. 1922.

Abram Akodess, care of L. Kaplansky

Montreal. SI.463.33 in the Bank of Montreal. Last record October 31. 1923.

Miss Bridget Barrett, Montreal. S3,287.66 in the Bank of Montreal. Last record December 19, 1923.

James Nairn and Co., Montreal, $835.85 in the Bank of Montreal. Last record December 31, 1837.

John H. Keene, Montreal. $6,098.63 in the Bank of Montreal. Lived later at Carlton House, Galleywood, Chelmsford, England. Last record July 2, 1915.

Patrick Shea, Montreal, S957.73 in the Bank of Montreal. Last record February 1,

1916.

W. and M. Yale Kerruish, Lachine, $788.92 in the Bank of Montreal. Last record November 29, 1913.

Kerell Wozny, Montreal, SI.081.07 in the Bank of Montreal. Last record April 4,

1923.

Consumers’ Gas, Montreal, $2.018.68 in the Bank of Montreal. Last record September. 1885.

William H. Wallace, Montreal. SI.709.58 in the Bank of Montreal. Lived later at St. Lambert. Last record October 30, 1925.

Miss Annie Pigott, Montreal, $754.18 in the Bank of Montreal. Lived later at 1113A Wellington Street, Verdun, Que. Last record July 30, 1924.

Florence Mitford or Mrs. Alice M. Ferrier, 144 Metcalfe Street, Montreal, SI, 179.19 in the Bank of Montreal. Last record June,

1917.

John D. Gillis, Quebec, $705.23 in the Bank of Montreal. Last record December 9, 1916.

William Christie, St. Johns, $1,205.73 in the Bank of Montreal. Lived later at Iberville. Last record October 18. 1898.

Mrs. Edith M. Gibbs, Montreal. S255.56 in the Royal Bank. Last record December 20, 1922.

Knight Webster, Montreal, $2,572.30 in the Royal Bank. Last record August 20,

1924.

W. M. Hodson, Montreal, $3,617.04 in the Royal Bank. Last record September 4,

1925.

Joseph Bowles, Montreal. $2,922.38 in the Royal Bank. Last record October 2. 1925.

Samuel Leonard, 1274 Mary Ann Avenue, Montreal, $2,070.85 in the Royal Bank. Last record March 8, 1923.

A. J. Manville, 900 Ste. Catherine Street W., Montreal, $429.74 in the Royal Bank. Last record July 16, 1919.

E. D. Labrecque, 569 Valier Street, Quebec, $1,079.79 in the Royal Bank. Last record June 19, 1919.

Mary Ann Shea. Quebec, $650.25 in the Royal Bank. Last record January 22, 1920.

Elizabeth Simons, 76 Mountain Hill, Quebec, $667.35 in the Royal Bank. Last record June, 1924.

Elzear Labrecque, M.D. (probably the same as E. D. Labrecque),Quebec, $1,242.45 in the Royal Bank. Last record August 13, 1919.

Mary Ann McGibbons, Montmorency Falls. $2.240.21 in the Royal Bank. Last record February 28, 1903.

C. Fitzpatrick, Shawinigan Falls, SI.713.80 in the Royal Bank. Last record September 17. 1912.

D. Farrell, Quebec, $2,484.05 in the Royal Bank. Last record July 2. 1902.

Wolf Klennitz, corner of Cadieux and Napoleon Streets, Montreal. $2,789.30 in the Dominion Bank. Last record September 26. 1922.

John Padden, Montreal, $1.424.47 in the Bank of Nova Scotia. Last record July 28, 1925.

Robert Johnson, Montreal, SI.237.87 in the Bank of Commerce. Lived later at Suncook, N.H. Last record February 8. 1924.

ONTARIO

Cobalt Open Call Mining Exchange, Cobalt, $733.62 in the Imperial Bank. Last record October 18. 1906.

Thomas Greenwood, Toronto, $1.725.40 in the Dominion Bank. Lived later at York Mills, Ont. Last record May 21, 1909.

Miss V. Gray, Toronto, $1,478.24 in the

Dominion Bank. Lived later at Linwood, Compston Street, Eastbourne, Sussex. Last record June 10, 1925.

Miss M. B. Higgins. 517 King Street East, Toronto, $1.929.25 in the Dominion Bank. Last record January 10. 1925.

Foley Mine Company, liquidator E. R. McHolm, 103 Bay Street. Toronto, $1.419.32 in the Dominion Bank. Last record November 29, 1909.

Miss Esther M. Melichuk. 257 Simcoe Street, Toronto, $939.03 in the Dominion Bank. Last record April 27. 1917.

Thos. Maloney, Brockville, $585.31 in the Bank of Nova Scotia. Lived later at

Addison, Ont. Last record June 1, 1908.

J. B. Browning, executor Samuel Bridgland, Bracebridge, $1,007.47 in the Bank of Nova Scotia. No date.

Charles Alford, Carp, $781.69 in the Bank of Nova Scotia. Last record June 18,

Fred Gendron, Cochrane, $1.585.07 in the Bank of Nova Scotia. Lived later at

Jacksonboro. Last record October 2, 1922.

Miseno Goostino, 291 Simcoe Street, Toronto, $1,953.75 in the Dominion Bank. Last record June 7, 1922.

M. Galloway, executors E. B. Christian, 226 }/> Wellesley Street, Toronto, and John Galloway, 216 Water Street, Sarnia, $1,189.71 in the Dominion Bank at Toronto. Last record February 2, 1925.

Michael J. Cairns, 745 Cedar Street, Oshawa, $1,184.83 in the Dominion Bank. Last record November 25, 1925.

James Banbury, Whitby, $921,70 in the Dominion Bank. Last record December 8, 1881.

Mrs. Mary Schoolcraft, 124 William Street, Fort William, $787.60 in the Bank of Montreal. Last record November 11, 1924.

Louis LeBlond, 164 Amelia Street, Fort William, $650.95 in the Bank of Montreal. Last record April 30, 1925.

Estate of McKenzie and Calder. St. Thomas, $1,096.25 in the Bank of Montreal. Last record March 19. 1880.

Kalle Salo, Sault Ste. Marie. $721.42 in the Bank of Montreal. Last record August

Frederick Hudson, Toronto. $742,08 in the Bank of Montreal. Lived later at London. Last record December, 1916.

Estate of John J. Callow (executrix, Mrs. Elizabeth Callow), Toronto, $550 in the Bank of Montreal. Last record November

Mrs. Mary Gray, Toronto. $1,160.17 in the Bank of Montreal. Last record November 1, 1922.

P. C. Fredrickson, Fort Frances, $2,297.16 in the Bank of Commerce. Last record January 27, 1921.

W. J. Murphy, Toronto. $2,508.12 in the ! Bank of Nova Scotia. Last record Januarv ¡ 8, 1925.

Joseph Moss, Windsor, $2,529.90 in the j Dominion Bank. Now believed to be living j at Highland Park, Mich. Last record June 21, 1916.

Mrs. Martha Hoffman, Windsor, $3,051.60 in the Dominion Bank. Now believed living at Sandwich. Last record August 20, 1925.

Thos. E. Steven, 44 Aylmer Avenue. Ottawa, $2,429.58 in the Bank of Montreal. Last record February 7, 1921.

Mrs. Gertrude H. West, 38 Wellesley Street, Toronto, $1,177.47 in the Bank of Toronto. last record May 31, 1925.

Mrs. Gertrude J. Best, Peterborough, $1.118.12 in the Bank of Toronto. Lived later in West China. Last record August 6, 1924.

K. J. Smith, Petrolia, $1.304.08 in the Bank of Toronto. Last record April 20. 1922.

Hollinger Gold Mines, Toronto, $2,562.75 in the Imperial Bank. Last record April 7,

Miss A. Jeffrey. 25 Beatrice Street, Toronto, $5.737.55 in the Dominion Bank, last record December 1, 1925.

William H. Harvey, Toronto, $4,948 in the Bank of Commerce. Last record December 8. 1924.

Andrew J. Lindsay, Toronto, $i,258.06

in the Bank of Commerce. Last record June 26. 1918.

John McGilchrist, Parry Sound, $1,678.27 in the Bank of Commerce. Lived later at Nobel. Last record July 16, 1918.

Mrs. Frances Kurtz, Hamilton. $1.000 in the Bank of Commerce. Last record July 6, 1905.

Miss Ethel M. Ellis, Chatham, $2,728.06 in the Bank of Commerce. Last record October 15, 1919.

John Mushale, 49 Chestnut Street, Toronto, $847.49 in the Bank of Montreal. Last record November 9, 1923.

Osias Solomon, Toronto, $1,229.89 in the Bank of Montreal. Last record March 14, 1907.

J. Watkins, Toronto, $1,026.45 in the Bank of Montreal. I^ast record January 20, 1917.

Miss Jessie W. Mitchell, Toronto, $595.70 in the Bank of Montreal. Later, lived at Listerville, N.B. Last record October 4, 1924.

Mr. Joe Book, 216 Meagher Street, Toronto, $1,719.82 in the Bank of Montreal. Last record October 31, 1923.

Mr. Bert Jones, 272 Sherboume Street, Toronto. $1,430.95 in the Bank of Montreal. Last record April 14, 1924.

James Graham, Windsor, $1,655.07 in the Bank of Montreal. Last record February 19,

1921.

Albert P. Dumouchel, Church of the Assumption, Sandwich, $1,282.88 in the Bank of Montreal. Last record December, 1924.

S. Janisse, 5714 Halcourt Avenue, Windsor, $1.198.85 in the Bank of Montreal. Last record February 12, 1925.

E. H. Eagling, R. R. No. 1, Gananoque, $494.35 in the Royal Bank. Later, lived at Belleville. Last record August 11, 1925.

Mrs. Helen Plockinskv, St. Catharines, $5.699.35 in the Bank of Montreal. Last record November 16, 1922.

Miss Ellen Todd, Parkdale. Toronto, $1,111.36 in the Bank of Commerce. Last record November 1, 1923.

William H. Hawkes, Port Arthur. $2,271.50 in the Royal Bank. Last record September 2, 1922.

Joseph H. Speim, Windsor, $4,581.72 in the Royal Bank. Last record December 21, 1923.

M. N. Trumk, 263 Cadillac Street East. Windsor, $859.74 in the Bank of Montreal. Last record March 20. 1925.

W. J. Kerr. West Fort William, $6,864 in the Royal Bank. Lived later at Quom, Ont. Last record October 4. 1912.

Arthur Watson. Dutton, $1,366.58 in the Royal Bank. Lived later at Westboume. Last record June 13, 1921.

R. A. Vance, Galt, $1,049.68 in the Royal Bank. Last record June 24, 1915.

Elizabeth Gordon. Guelph. $736.32 in the Royal Bank. Last record July 2, 1907.

Fred Edwards. Haileybury, $1,183.32 in the Royal Bank. Last record March 15.1917.

Gustave Mackie, Hamilton. $508.62 in the Royal Bank. Last record November 30,

1922.

John Connolly. 12 Francis Street, Hamilton. $3,926.74 in the Royal Bank. I^ist record July 4, 1924.

Jacob Muller, Hanover, $378.28 in the Royal Bank. Last record March 9, 1911.

Mrs. Ida V. Scarling, 11 Walnut Street South, Hamilton, $843.68 in the Royal Bank. Iast record June 30, 1925.

Thomas McNulty, Iroquois Falls, $478.67 in the Royal Bank. Last record February 5, 1920.

Rev. A. Kitterson, care of Central Y. M. C. A., Toronto, $880.70 in the Royal Bank. Last record April 17, 1923.

Mrs. N. Quinn, 598 Huron Street, Toronto, $822.49 in the Royal Bank. Last record June 17, 1924.

Arthur Williams, Mount Dennis, $1,218.96 in the Bank of Nova Scotia. Last record November 1, 1924.

Mrs. Caroline Woodrow, Billings Bridge, Ottawa, $2,944.58 in the Bank of Nova Scotia. Last record August 7, 1925.

Carrie Drumm, 85 Wolseley Boulevard. Toronto, $1,019.96 in the Royal Bank. Last record October 11, 1924.

William Cullen, Toronto, $700.60 in the Royal Bank. Lived later at Vancouver. Last record December 1. 1913.

Elizabeth Barnes, Windsor, $1.604.11 in the Royal Bank. Last record July 21, 1925.

Andrew Warner. Kenora, $1,474.40 in the Royal Bank. Last record December 17, 1909.

MANITOBA

Robert Hodgson. Glenboro. $1,059.65 in the Royal Bank. Last record June 9, 1899.

Lambert Toussaint, Lac du Bonnet, $875,72 in the Royal Bank. Last record November 21, 1921.

John Wilson, Morden. $384.92 in the Roval Bank. Last record December 19.

1911.

Alex. McDougald estate. Shoal Lake, $528.72 in the Royal Bank. I^ast record October 22, 1906.

H. J. Hart. Souris. $578.75 in the Royal Bank. Last record April 15, 1914.

Robert James Hewitt, Winnipeg, $1,305.88 in the Bank of Montreal. Last record August 21, 1925.

Teresa Fagan, Winnipeg, $1,800.59 in the Bank of Montreal. Lived later at 526 Underwood Apartments, 1st Street West. Calgary. Last record October 24, 1925.

Miss Elizabeth Fraser, Winnipeg. $1,770.61 in the Bank of Nova Scotia. Last record August 24, 1925.

W. Rowe, Swan River, $1,672.49 in the Bank of Commerce. Last record January 30, 1911.

Victor Fontaine, Swan River, $1,839.33 in the Bank of Toronto. Later resided at Birch River. Last record September 5, 1924.

Thomas Collins, Winnipeg, $2,859.35 in the Bank of Commerce. Last record October 15, 1920.

Miss Annie Beatty. Winnipeg, $1,191.82 in the Bank of Commerce. Last record January 23, 1912.

Mrs. Ellen Cross, Winnipeg, $1,613.48 in the Bank of Montreal. Last record August 30. 1922.

Miss Pearl Gray. Winnipeg, $1,414.66 in the Bank of Montreal. Lived later at Gladstone. Last record October 15, 1923.

Mrs. Elizabeth Cowan, 519 Pacific Avenue, Winnipeg, $1,981.82 in the Dominion Bank. Last record January 3, 1925.

Donald McLeod, 57 Charlotte Street, Winnipeg, $1,341.28 in the Dominion Bank. Last record January 18, 1923.

Bert Young, Virden, $554.34 in the Royal Bank. Last record March 4, 1921.

Eliza Willis. Virden, $544.34 in the Royal Bank. Lived later at Edmonton. Last record March 5, 1920.

Eliza Plested, Winnipeg, $615.43 in the Royal Bank. Lived later at Arborg. Last record October 23. 1922.

Wm. Blackburn. Winnipeg, $715.99 in the Royal Bank. Last record August 3, 1922.

L. Sands, Winnipeg, $2.448.39 in the Royal Bank. Lived later at Denver, Col. Last record August 21, 1922.

D. Gordon. Winnipeg. $630.51 in the Royal Bank. Last record. May 31, 1914.

Charles Bamberger. Winnipeg. $466.48 in the Royal Bank. Lived later at Toronto. Last record September 23, 1919.

SASKATCHEWAN

John Thomas Carkner, Govan. $764.98 in the Royal Bank. I^ast record October 31.

1912.

Alexander Kay, Macklin. $673.13 in the Royal Bank. Last record November 4, 1924.

Sam Cramar, Moose Jaw. $1.780.98 in the Roval Bank. Last record March 29, 1919.

Napoleon Tremblay, Moose Jaw, $1,710.23 in the Royal Bank. Last record August 29, 1922.

Herbert F. Alcock, Saskatoon. $1.898.77 in the Royal Bank. Last record November 17. 1924.

Mrs. Cecily Hutchinson, Saskatoon, $578.71 in the Royal Bank. Last record December 23, 1924.

W. J. Dyer, Moffat, $1.486.01 in the Bank of Toronto. Last record December 22, 1925.

Stephen H. Wade. Colfax, $1.142.67 in the Bank of Nova Scotia. Lived later at Vancouver. Last record April 8, 1919.

Joseph Small. Saskatoon, $1,161.98 in the Bank of Commerce. Last record November 9, 1917.

John Oxley. Regina, $1,826.86 in the Bank of Commerce. Last record February

16. 1921.

H. J. Martin, Regina, $438.21 in the Bank of Montreal. Last record November

17. 1919.

ALBERTA

P. Jordan. Bellevue. $1,804.99 in the Royal Bank. Last record July 20, 1914.

Merchant’s P'ire Insurance, special account, Calgary. $994.50 in the Royal Bank. Last record October 12, 1912.

James Robertson, Calgary. $708.33 in the Royal Bank. Last record October 21, 1903.

Ñeil M. Stalker, deceased, Calgary, $900 in the Royal Bank. Last record September

25, 1918.

Far West Farms and Ranches, 2 Lineham Block, Calgary, $780.31 in the Royal Bank. Last record August 19, 1919.

Mrs. Jennie Collins, Edmonton, $818.43 in the Bank of Montreal. Last record October 11, 1922.

Estate of Mrs. Mary Ross, Edmonton, $1,497.% in the Bank of Montreal. Last record November, 1920.

Thomas Armitage, Edmonton. $2,919.03 in the Bank of Montreal. Last record October, 1923.

Mrs. M. A. Hardy, ll,128-85th Avenue, Edmonton, $1,146.93 in the Bank of Montreal. Last record April, 1924.

Patrick Jordan, Lacombe, $1,729.15 in the Bank of Montreal. Lived later at Lethbridge. Last record January 14, 1915.

F. Skanda, Medicine Hat, $1,571.47 in the Bank of Montreal. Lived later at Sufheid. Alta. Last record January 22, 1920.

Joe Shulty, Coleman, $2,499.90 in the Bank of Commerce. Lived later at Nelson, B.C. Last record January 17, 1921.

Daniel and Margaret Stewart, 10,241107th Street, Edmonton, $1,670.27 in the Royal Bank. Last record May 6, 1925.

Bemar Berardino, or it may be Pararini, Lethbridge, $2,818.93 in the Royal Bank. May have moved to Calgary. Last record August 10, 1925.

J. Hornby, Edmonton, $728.87 in the Imperial Bank. Last record September 23, 1921.

W. J. Hamilton, Calgary, $1,122.57 in the Bank of Montreal. Last record January 2. 1917.

Osias Maillriot, Gleichen, $1,407.68 in the Bank of Commerce. Last record October 11. 1924.

E. H. Britton, Edmonton, $685.23 in the Royal Bank. Last record October 15, 1913.

Barbara McKay, Edmonton, $668.95 in the Royal Bank. Last record September 28, 1%8.

Pat Riodan. Calgary, $1,266.17 in the Royal Bank. Last record June 22, 1916.

Ollie McKee, Lethbridge, $1,530.27 in the Royal Bank. Last record December 2,

1923.

J. A. Sandgren, presumably of Calgary, has certified cheque in his favor at Calgary for $1,000 since October 9, 1913.

BRITISH COLUMBIA

John McIntyre, Anyox, $1,353.94 in the Bank of Commerce. Last record October

26. 1923.

John Nelson, Chemainus, $1,474.63 in the Bank of Commerce. Last record October 7, 1924.

Jani Melodino, Ashcroft, $1.262.20 in the Bank of Montreal. Lived later at Lytton, B.C. Last record October 23, 1915.

Hugh Drysdale, New Westminster, $777.97 in the Bank of Montreal. Last record December 3, 1917.

H. A. Thompson, Prince Rupert, $1,138.88 in the Bank of Montreal. Last record April 24, 1914.

Con. Kane, Rossland, $1,451.45 in the Bank of Montreal. Last record November 2, 1909.

Vancouver Shipbuilding, Sealing and

Trading Co.. Ltd.. Vancouver. $1,883 in the Bank of Montreal. Last record May 25.

1910.

N. McLeod. Vancouver, $1,406.26 in the Bank of Montreal. Lived later at Discovery.

B.C. Last record September 4, 1918.

Patrick Fagan. 132 Powell Street.

Vancouver, $2,051.65 in the Bank of Montreal. Last record February 16. 1924.

Joseph Ford, Victoria. $3,966.10 in the Bank of Montreal. Last record December 30, 1925.

H. Pederson, 244 Hastings Street East.

Vancouver, $3,340.84 in the Royal Bank.

Last record April 12, 1918.

E. Howard, 1,001 Richards Street.

Vancouver, $2,383.61 in the Royal Bank.

Last record January 27. 1916.

J. F. Daniel, Prince George, $2,062.15 in the Royal Bank. Lived later at Skeena.

Last record January 24, 1923.

G. James, Prince Rupert, $1,475.29 in the Royal Bank. Last record June 14. 1922.

Geo. Alex. McKenzie, Vancouver,

$1,556.47 in the Bank of Nova Scotia. Last record April 8, 1911.

John Smith. Vancouver, $963.89 in the Bank of Montreal. Last record March 5,

1920.

Miss M. H. Cunningham. Vancouver,

$744.18 in the Bank of Montreal. Last record September 22. 1922

M. Berger, Vancouver, $751.02 in the Bank of Montreal. Last record November 6. 1923.

Mrs. M. Tucker, Vancouver, $1,062.17 in the Bank of Montreal. Last record January

5, 1920.

Wm. Hargreaves, Vancouver, $1,443.20 in the Bank of Montreal. Last record March 1. 1921.

Chas. G. Swanson, Vancouver, $869.70 in the Bank of Montreal. Last record May 6,

1919.

Wm. Hargceaves, again, Vancouver,

$943.68 in the Bank of Montreal. Last record April 13. 1921.

Mrs. Matsuge, Vancouver. $996.60 in the Bank of Montreal. Lived later at Eburne.

Last record November 20, 1923.

Archibald Stewart. 918 17th Avenue East. Vancouver. $1.184.03 in the Bank of Montreal. No date.

Pete Rukavina, Vancouver, $911.28 in the Bank of Montreal. Last record August 15. 1925.

Wm. Beck, Victoria, $1.330.67 in the Bank of Montreal. Last record February 9,

1874.

J. C. Coleman, Victoria, $854.20 in the Bank of Montreal. Lived later at Mount Sicker. Last record March 19, 1908.

G. V. Longstaff, Victoria, $789.55 in the Bank of Montreal. Lived later at Sidney,

B.C Last record May 27, 1914.

Estate of W D. May, Victoria, $1,168.83 in the Bank of Montreal. Lived later at Albert Bay. B.C. t^ast record May 26. 1916.

Thomas Dresser. Victoria. $1.870.05 in the Bank of Montreal. Last record January 26. 1922.

John Fulford Evans. Vancouver, $981.85 in the Bank of Commerce. Last record January 7. 1920.

Neis Hansen. Vancouver, $1,053.59 in the Bank of Commerce. Last record February 20, 1923.

May A. Laumaster. Victoria. $830.13 in the Bank of Commerce. Lived later at Seattle. Last record November 12, 1889.

Mrs. Lucy Field, Victoria, $1.221.86 in the Bank of Commerce. Last record August 25, 1911.

Edward Brandt, Victoria, $1.824.22 in the Bank of Commerce. Last record March 9, 1912.

Thos. Smith. Vancouver, $1,350.07 in the Bank of Commerce. Last record February

6, 1925.

G. R. Lind, Smithers, $1,115.76 in the Royal Bank. Lived later at Hulatt, B.C.

Last record March 12. 1917.

Miss E. A. Hammond, l,290-12th Avenue West, Vancouver, $797.58 in the Royal Bank. Last record December 27, 1921.

Miss E. Dunn, Vancouver, $1,310.27 in the Royal Bank. Last record January 16,

1924.

J. Pare, Eagle Harbor Timber Co.,

Vancouver. $1,703.72 in the Royal Bank. Last record November 7, 1919.

R. H. Brindly, Vancouver, $643.79 in the Royal Bank. Lived later at Britannia Mine, B.C. I>ast record September 12, 1912.

Gudin Filipusson, Vancouver. $803.11 in Royal Bank. Last record December 30, 1920.

L. Sands, Vancouver, $1,101.18 in the Royal Bank. Lived later at 117 Colorado Avenue, Grand Rapids, Mich. Last record January 28, 1922.

C. Lindfors, Vancouver, $818.87 in the Royal Bank. Lived later at Cranbrook, B.C. Last record August 24, 1925.